Can I still work a deal with the other party after I report a collision claim?

4 Comments

1. 

   One Sexy Jeep Girl

   5:30 pm on March 3, 2010

   If it’s already been reported then the insurance company already knows and it’s too late to work out any deals.
2. 

   tommyburgerz

   6:25 pm on March 3, 2010

   It’s never too late. There’s no law that says you have to accept your insurance companies settlement check. In fact just tell them that you are going to try to work it out directly with the other driver first. If things go wrong you can always contact your insurance company and have them handle it later.

   Before you dismiss your claim however, let your insurance company inspect the vehicle before it is worked on. This way if you have to go back to them, they will have everything they need to validate your claim and issue a settlement check.
3. 

   Clevis D

   6:26 pm on March 3, 2010

   Here’s some sound advice: screw him and his rate increase. His damn rates won’t go up nearly as much as it will to repair your car PROPERLY. You are about to be screwed right out of any money, pal, so you better go ahead and report this to your insurance company. They will fix your car and collect the money from him.
4. 

   bundysmom

   6:36 pm on March 3, 2010

   I STRONGLY advise against it. He says he’ll pay now, but when he see how much the damage and rental car charges cost, guarantee he’ll back out saying “that’s too much money.”