can you claim the costs for repairing the car damage that you have done yourself to your own car?

Comments

1. namrepus says:

   October 11, 2010 at 5:34 pm

   Just try to consult it with your car insurance agent or read your policy for some information. You can try also to seek some useful information from other car insurance companies, try to park on this cheap car insurance site http://www.nightbirdssolutions.com it will provide list of car insurance for your reference. Goodluck…
2. ME says:

   October 11, 2010 at 6:17 pm

   even if the insurance company doesn’t pay one penny for the repairs, your rates can still increase just because you were involved in an accident. it really doesnt have anything to do w/ how much they pay.
   if the damage is not from an accident but from something like hail, vandalism, a tree falling on your car, etc. it would be paid out under your comprehensive coverage if you carry it, and in this case your rates wouldn’t be affected.
3. Scott H says:

   October 11, 2010 at 7:09 pm

   What kind of damage? Beating it with a hammer?
4. talon699 says:

   October 11, 2010 at 7:35 pm

   You were “accidentally” going backwards and you Didn`t see a building. I know those buildings are pretty sneaky, hiding behind trees and jumping out causing you to hit them. You should put in a claim, then they will allow you to pick a repair shop. The amount they pay the shop will be several times more than they pay you unless you have a shop as well. Reason being, you don`t have to pay rent ,heat ,hydro, wages,insurance, etc. Your “claim” will cost you more in premiums than the repair. What is your deductible? If its more than the repair then forget it. Does your policy cover moronic liability?
5. Gord R says:

   October 11, 2010 at 8:09 pm

   Only if you have collision coverage on your vehicle. You will be subject to your deductible and your rates will go up if you don’t have accident forgiveness on your policy.

   If the repairs are small pay it yourself.