Auto body Shop Toronto

Car Accident! Insurance HELP!?

Ok so i rear ended a car last wednesday, and me and the person i hit pulled over, and since it was both our first time being in an , i preferred not to put it through our , due to the risk my insurance will go up, so i offered to pay for the damages out of my pocket, and she agreed. So the person called me and i told her to get an estimate and ill pay it off. She agreed and got an estimate, and i agreed to pay it off. I got the money and I went to their house and i gave them the exact money for the bill. After giving her the money she tells me that her husband filed a police report, but she said it was ok and not a big deal. So i went to the police collision station and completed the report, only to find out that they required my insurance, and that i need to report it to me insurance company. WTF!! we both agreeed not to put it through my insurance and I payed her out of my own pocket! I got a case number from the police station and they tell me to report it to my insurance company.
So now i dunno what i should do. I have a clean driving record, no accidents no nothing. So should I report it to the company? Or if i tell tem would they not know? And would my insurance rate go up now? I live in Canada Ontario.
Thank you Very Much!

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2 Comments
  1. Ok, first try to return to that person. . and have to fill out a statement saying that enables the damage and cost (since you paid for it). . . I live in Los Angeles, California, and crashed into a car. . and even offered to pay for what I know. . the other person agreed. . the thing is that I wrote a letter saying that I will come along and try to claim damages or injuries since I paid for. . Personally, I went to the auto body shop and make a receipt for my a $ Pend if this happened to you PDT. so try to do first if this person is going to sign that way she can not tell the police that he hit and run. . U Know? I do not know the laws of Canada. . . but try to return to the women first! and the next time that ALL !!!!! document

  2. You should let your insurance company paid elle.J hope you have an insurance payment reçu.Votre, as already acknowledged his guilt in payment. Then let them know by giving them a receipt or will be paid twice the rate will increase. What b ** ch!

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