After minor car accident in Ontario, both me and other driver went to collision reporting center. Neither of us called insurance companiess yet. I asked the policeman at the collision center if it’s ok to deal privately, and he said it’s up to us, and thats the collision center doesn’t have anything to do with insurance.
My question is, will this go on insurance record even though insurance companies weren’t called yet ? Does collision reporting center report it automatically ? is it still worth dealing privately ? mind you it was a minor collision

thanks!

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