I am a university student in Toronto(Canada). I saved up $5,000 and bought myself a car in 2006 — a 1991 white Acura Legend in excellent condition with only 140,000 km. No major repairs were required up to now.
I T-boned a car which was making a left turn this Saturday; my car is now totalled. The other driver will be charged by the police with making an improper left turn.
I only took out liability coverage (no collision coverage); my own insurance comp is offering me $1900 for my damaged car, but I would like $2500 as the loss of my car is totally not my fault. My adjuster said that the insurance is quite firm on the $1,900.
I would like to know what will happen if I dispute this amount? What can I do to get more than $1,900? Can I get compensation from the other driver’s insurance company since she was at fault, if yes, how do I go about?
I need a car to drive to school due to the distance. Thank you very much.
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You’ll need to do a little research. If you believe you should receive $ 2,500 for the car, you have to prove that the car was worth. Go online and do research for the car to see how it sells for now. If you find 2-4 examples of this year, make, model selling for about $ 2,500 then you may be able to convince them to increase the amount. Otherwise, if you find a sale at $ 1,100, etc. Shut up and take what they offer. You have to prove the value of the car if you really want. Good luck
Firstly, why your company even offer you something if you do not have collision coverage, and secondly, you can not charge two companies, called dual immersion and contrary to the loi.Troisièmement n are entitled to the value actual vehicle. And if the stroke is only $ 1,900 – that’s all I can gather.
I do not understand, if you do not have collision coverage your insurance company why make an offer? Anyway, please contact the claims representative and make sure you understand all the options and have the exact mileage. What progress has been made during the assessment, stroke, excellent, good, fair or poor? “Since crashing into another vehicle, it is likely that the insurance company can be found in other responsible party. Can reduce the payments by the% of their negligence. I do not want, but they could.
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