I have a 96 Ford Tauras GL with auto everything. He is in good shape. I have a regular maintenance and keep everthing in perfect condition, but they have more than 200,000 miles. I wonder if it’s worth with comp and collision, since the blue book value is due to the small kilométrage.S “it was a wreck, the insurance payment would be cut the blue book value?
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NOOOOOO;
Not worth it
Depends on how much it costs. When i lived in New York City and it would have cost an additional $3000 – $4000, i’d say, what, you crazy?
Living now in a small town in Ohio, where it’s about $120 tops, sure, what can you lose?
Comp maybe. Collision definitely no.
Its probably not necessary to have full coverage,but definitely worth having uninsured motorest coverage
You would have to decide if the cost of the comp and collision insurance that would repair your car is worth getting the car fixed if it is damaged. If the car is in really good shape… keep the insurance. If it gets severely damaged and you have no insurance, you will have to pay for it yourself, or buy another car.
Tough one, your call. What would the car be worth totalled vs what does the coverage cost. I would probably keep comp for the glass coverage, but windshield replacement is a must where I live with lots of gravel.
So get your estimated cost for collision from your agent or insurance company, then compare with the cost of the auto. If you will pay more for the coverage than the auto is worth, then no I wouldn’t keep it. Sometimes though the coverage can be really low, especially if you have a good driving record and all that.
I would check your other coverages while at it, uninsured motorist and medical payments.
Best wishes
I would keep the Ins. only what is necessary to be driving.The other costs I would eliminate.Hopefully you have faith in your driving skills not be causing a accident and that the person who may be at fault,should a accident happen,(god forbid) that they have Insurance to cover any expense.Should you need to repair.Cost of bone yard parts and you, or a friend have fixing aptitude, it is cheaper in the long run..
Tough call — usually comp. and collision on a ’96 anything is so inexpensive you may as well keep it. If you are driving a bomber, then the answer is NO.