Is this scenario covered under COMPREHENSIVE or COLLISION auto insurace coverage?

Comments

1. wrichard1 says:

   February 26, 2010 at 5:20 pm

   Hello, you most certainly are. If push comes to shove then uninsured motorist will work. Get police report
2. Monica says:

   February 26, 2010 at 6:03 pm

   with my insurance company it depends on if the object fell onto the road and you struck it (coll) or if it fell directly onto your vehicle (comp). call your insurance company to be sure.
3. Queen B says:

   February 26, 2010 at 6:48 pm

   This is filed as a comp claim…
4. MSAD says:

   February 26, 2010 at 7:16 pm

   One of those coverages will apply.

   Which one – depends on what part of the car was damaged.

   Usually if the damage is low- front bumper, air dam, under carriage – collision.

   If the damage is high – grille, hood, windshield – comp.