icy and i was driving only 30, 20 kilometers slower then the limit. There was a truck stopped infront of me in a no-parking zone. I did see him and did slow down long before i would be incontact with him. How ever my car slid, knowing i would hit his truck i turned to hit the snowbank. My left headlight hit his bumper. His truck had no damage. However my car did. The left side is smashed in. My hood is tented in. We do have full coverage for insurance collision and all. But some one told me since the road conditions and because my car hit i will not be covered. It this true. I cannot go in until tuesday and i am worried I will get no coverage. The damage is pretty bad on my car, it is a 2003 Saturn Ion Coupe. I am just worried they will say I am at fault and will not be able to repair my car.
Yeah, i need real answers not stupid remarks like im a female and im responsible and all that s h i t

![[Google]]( http://www.autobodyshoptoronto.com/wp-content/plugins/easy-adsenser/google-light.gif)
Insurance varies from state to state as far as I know, but if you pay for full coverage they expect to cover your vehicle. Your insurance rates may increase and it may be wiser to pay the repairs yourself in the long run, however.
First we hope that filed a complaint with the police and the insurance agency. Even if you’re to blame will always be covered by your insurance deductible of less than what is possible avoir.Thats the main reason people have insurance is to cover in any case, if this is not something to inquiet.La only real concern you must have is if your insurance will go up, and if its decided that you were at fault then it may be cas.Considérant road was smooth and the truck was parked where there is not supposed to be guilty, but probably not, because when you end someone behind you is considered a failure unless circumstances outside decide otherwise. Good luck.
It was your fault. . . completely! Whether you are traveling 20 kmh slower than the limit at all. You distinguish between the type of speed to the conditions of the road! You went too fast for road conditions. . . . Period! The truck and the road is not to blame!
Being female, must accept all responsibilities.
R. P must have your comments of 5 percent. . . men are more likely to have accidents than women. . . Wait ur claim or file. . . You may want to u likly
If you have collision coverage, you must be covered, regardless of who is to blame.
No matter who is to blame – Collision coverage pays for damage to your car unless you do it on purpose. Do not worry – everything you need to pay a deductible.
You should be covered. You had an accident, the insurance covers accidents, slippery roads can contribute to the cause of accidents. You may have to pay a deductible, but you should be covered.
You have to make decisions when a car is insuance policy. The total coverage is more expensive and generally is not required by law. Liability insurance is what is usually required by law, but if you pay the loan notes of your car, your fund raiser, which will hang until the loan is paid. Here’s how to keep the body of the car in good condition in case they need to make and sell at auction. They do not want their car to beat this thing affaire.Si comprehensive coverage including the so-called “collision” of coverage. This is used to repair your car whatever the fault of the accident was. It is the deck where you can have a deductible, which is the part that has to pay to get your car fixed by its own collision policy. The deductible may be $ 0, but is often $ 100 or $ 500. Check your policy or ask your agent about what transportez.Si the accident was only your fault, your insurance may also end up paying for someone else’s car. This is done under its “responsibility” of coverage, which usually consists of damage to property “and” prejudice. “Clearly, the car the other person, shall at your own risk / damage to property. If the other driver and passenger and his statement that were at fault, then their medical expenses are paid at your own risk / cost médicaux.Les terms of its general policy not to make any statement specifies other drivers, police, etc. on an accident which is involved (as a driver or passenger). That’s because insurance companies generally will be the way to say it was not his fault insured, or at least find a way to make both parties fault. You can instantly become responsible for an accident, and in some cases endanger their own coverage, saying things about places like: “Sorry! I have not seen the other car !!!!” Just see if anyone needs help on the scene, and say that is too close to talk, and I say now call your insurance company. If they persist, just play a and again like a broken record. Write to your state of self-insurance and leave later to deal with it. payez.Parfois is why, it is clear that the fault in this case, the freight carrier immediately to pay avoid a trial in anger, in this case, the company would end up paying more than they would if they were paid promptly said they should. These accidents, with your insurance company pays for damage to another person and injuries, the type that raise their insurance rates. In many cases the two parties can be blamed, and insurance companies determine that there is “negligence” by all parties, and in this case, each driver uses his collision insurance to repair their own and “medical expenses” of medical coverage plans legislation. Medical expenses differs from the liability and personal injury coverage. MP covers you no matter what. BI applies to any harm you. Therefore, each party in case of contributory negligence for the accident pays own costs if they are PD and collision coverage. They are not required by law to conduct (laws generally require only responsibility). Often in cases where the roads are icy , snow, etc. and there are hundreds of skirmishes in a short time, only all the companies agree to pay compensation themselves under the collision. It is less expensive than the competition over who is to blame could be, and when road conditions that contribute most, and where companies are overwhelmed by the claims, they want to be treated quickly. So if there are no injuries, they all have secured their own body repair damage collision insurance, and that is everything. tarifs.Encore Do not raise your rates do go once more to the “burden” of accidents, which means “you are responsible for accidents or injury to another person an accident. “I guess many applications in a short period of time in their own” collision “coverage to repair your car can get an unwanted risk, in this case, your interest rate can go, or you could be diminished by the carrier. Each company is different, but if this happens with your operator will charge you for the next plus.Dans some cases when insurance companies are struggling and want to go forward with repairs to your vehicle, each person can be determined under with his car in a collision, where each victory over themselves, and when companies decide who is to blame, the carrier shall reimburse the other party responsible. Then get back your deductible. This is known as “subrogation.” Insurance is a very legalistic world, and all those readers who know what they are for car insurance and what does and does not cover.