Auto body Shop Toronto

Why does insurance company not want to repair car with no structural damage?

2006 Malibu Maxx – low mileage – well maintained vehicle.

We hit a deer. to car as follows;
- front bumper cover
- grill
- left. headlamp
- hood
- left. fender
- left. mirror.
- minor scrape to drivers door
- front seat belts

Although there is no structural damage to this vehicle the insurance company does not want to it. Can they do this to a perfectly drivable car? Why would they want to scrap a car that has no mechanical damage. or does the adjuster have a buddy looking for a cheap car.
So – in essence, I have paid the Insurance Company a crapload of money for the privilege of being screwed out of an immaculate, low mileage, overly maintained car.

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3 Comments
  1. Usually, an insurance company total a vehicle when the cost of repairs exceeds the value of the vehicle. This seems the case with your vehicle. I want to escalate the claim with your insurance company.

  2. Insurance companies usually total a car when no damage to the car exceed 70% of the sales value of the car. The expert did not have a friend looking for a cheap car. They do not even have control over where the car is going and have no legal right to sell the car. When a car total after the insurance company to an agreement with your insurance company (not the setting) is the owner of the car. The car is sold at an auction in which you’ll probably get bought by a scrap dealer that sold for parts. The only way to buy a car rose to the insurance company goes to the auction and see a lot of cars get perfectly serviceable soumissions.Je totaled just because it does not make financial sense. This is what your situation is. Sounds like a car perfectly useful, but not worth much.

  3. Your car can be a total “work.” That means. . . Total loss is still able to rouler.Dans most states – a car becomes a total loss when the cost of repairs (including parts and labor) is less than 75% car right marchande.Alors value. . . you can even a 1990 Chevrolet Lumina. I could walk to it. . . Kick it good and hard at the door making a significant dent. This car would probably be a total loss. The Dent repair cost will be more than 75% of fair market value of the car – even though this car is so handy after the kick as it was before kicking. The 75% rule is not an insurance company. . . A state law.

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